For people with past issues affecting their current ability to open a checking account, second …
Chase second Chance Checking AccountTrack a second chance checking account.
Your income; A valid checking account; Your type of credit.
I' m not gonna let Chase let me open another account! General:( - General
Prior to my Huntington Banking Edition (where they took $180 from my unannounced account and relied on the opinions of a solicitor I could have had a good lawsuit), I used Chase Banking. This was my second account and the account I had the longest back then (even as a young teenager!) In 2015 someone was hacking my Chase account, and then Chase shut down my account without warning.
So I went to the Chase place. Managers were very mean! And he grabbed my map and said I should go! So they sent me a note 3 to 6 month later telling me to reopen my account anytime, my account was compromised. I have no luck with big banks!
When Chase lets me open another account, I pledge that I will use 2-step authentication. After all, I really want to have a Chase account to get their great trip debit with the points, but I have a poor (undeserved) rep from them. A man with empty banking records.
If you still have the Chase mail asking you to reopen your account, maybe you could present it to a Chase account executive and tell them the story as you have it here. In the meantime, if you need to open an account elsewhere and you find it difficult, this resources has some information that you may find helpful:
Going ahead, I opened banking deposits with B.O.A. and PNC just in case Chase would bring me back to the bend (and some smaller free). Frankly, I would probably stay with the small ones if I could, the big ones have personal banking everywhere, and the comfort is too difficult to overlook.
I miss the concept of going right out my doorstep and a Chase that's right there. Nowhere to be and find persecution. I' m on poles and pins when I reopen this Chase account. To add what the resources associated with Cori are, I would suggest going to the bottom of your bank story by checking if you have a ChexSystems log (the Cori) story mentioned more about the agency).
A ChexSystems account would show an account that a ChexSystems account holder has been closing with you, all long past due charges and more. In general, bankers check candidates by checking their histories with the same or other bankers; so if you haven't settled the $180, it could be seen as an unpaid loan that prevents you from opening a new account not only with Chase, but with most bankers.
A final point since you said it - a Chase account is not a prerequisite for obtaining a Chase debit cards, nor will a Chase account significantly raise your Chase authorisation rates. In mega banks like Chase, street-level banks and major banks are almost completely separated, so I wouldn't miss it.